Mortgage Loan Products

Peoples Bank NMLS# 405797

Conventional Mortgages | Home Improvement Loan | Home Equity Mortgages | Construction Mortgages | Investment Mortgages 

Whether you’re buying a home or refinancing your present mortgage, we offer competitive rates and flexible terms, with local decision making. Peoples Bank specializes in real estate lending.  We have the knowledge and experience to provide you with the best possible service – whether it is a new home purchase, a home improvement loan, a construction of a new home, or simply a purchase of land.  We’ll walk you through the application process to assist you in any way we can.

Call one of our Mortgage Loan Officers for an appointment at 903-783-3800. If you would like to calculate various loan amounts and terms, please try our Mortgage Calculator.

Conventional Mortgages

We offer a variety of fixed and adjustable rate mortgage programs with terms of 5 to 30 years from which to choose.

  • Fixed Rate Mortgages are ideal for people who feel more comfortable with an interest rate locked in for the life of the loan and steady monthly payments.
  • Adjustable Rate Mortgages (ARM’s) With this plan interest rates change periodically. Annual and lifetime caps are provided to protect you from excessive fluctuations.

Home Improvement Loan

Whether you want to remodel your kitchen, replace your roof, add another room, or just refurnish your home, Peoples Bank home improvement loans can help. We make financing any project easy!

For more information or to apply, please contact one of our Mortgage Loan Officers at 903-783-3800.

Home Equity Mortgage

A home equity loan is an excellent source of funds, it can free up your equity in your home, and you can get cash for any purpose. We provide competitive home equity loans rates and home equity loans.

Please call or stop in to see a Loan Officer for more details.

Construction Mortgage

If you decide to build, our Loan Officers can help guide you through the process. Move from construction financing to permanent financing effortlessly, so you can concentrate building your dream home!

For more information or to apply, please contact one of our Mortgage Loan Officers at 903-783-3800.

Investment Mortgage

Please call one of our Loan Officers for more information.