Savings Accounts and CDs

Saving money is the basis for all financial growth and prosperity. Sometimes in a world of increasing pressures and demands, the simple solution is the best one. Depending on your financial goals and your individual situation, a Peoples Bank Savings account or Certificate of Deposit can be a very convenient, safe, and secure account.

Regular Savings Account

The Regular Savings Account is a basic savings account that offers interest, security, liquidity, and access. You’ll receive an easy to read monthly statement and can access your account via your Peoples Bank ATM Card. Keep a daily balance of at least $100.00 and you will avoid the low monthly fee. You will be allowed to make three quarterly withdrawals without incurring a per item service fee.

Combined Checking and Savings

Combine your savings account with your checking account and view all your transactions on one easy to read monthly statement. Also, when you add your Savings Accounts to your online banking, you have the ease of moving money from one account to another from the comfort of your own home.*

*Transactions are limited to three per quarter in order to avoid a $2.00 per debit item charge.

Certificates of Deposit (CD’s)

CD’s* pay a higher interest rate than other deposit accounts. You’ll earn guaranteed returns over a specific period of time – no matter what happens in the financial markets. We offer competitive rates and terms from 1 month to 5 years. And, of course, your deposits are FDIC insured up to $250,000 per depositor.

* A substantial penalty may be imposed for early withdrawal.

Santa’s Savings Christmas Club Account

A Peoples Bank Santa’s Savings Christmas Club is an ideal way to save for the holidays. You’ll earn interest on your balance and have peace of mind knowing you won’t be caught short next season!

Savings Calculator

Use our convenient Savings Calculators to calculate savings growth.

Please see our Fee Schedule and Account Disclosure for additional information.