Fee Schedule

Peoples Bank Common Account Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Replacement ATM card/Debit card

$10.00 per card

Custom Photo Debit card

$10.00 per card

ATM cash withdrawal

$2.00 per transaction at ATMs we do not own or operate

Dollar limit

$500.00 per business day

ATM Balance Inquiry

$1.00 per inquiry at ATMs we do not own or operate

Cashier’s checks



$4.00 per check

Replacement of Lost Official Check

$5.00 per check

Deposited checks (and other items) returned unpaid


Overdraft* - each overdraft paid


Nonsufficient funds (NSF)* - each


Sweep Charge per Transfer


Account activity printout

$2.00 each in excess of one per month

Image statements

No charge

Balance inquiry by telephone

$1.00 in excess of one per month

Account research

$25.00 per hour

Account balancing assistance

$25.00 per hour

Account transfers


Telephone, employee assisted transfers


Touchtone banking transfers

No charge

On-line banking transfers

No charge

Stop payments - each


Account closed within 90 days of opening



$.25 per page

Facsimile - customer

$3.00 first page
$1.00 each additional sheet

Facsimile - noncustomer

$5.00 first page
$1.00 each additional sheet

Notary Public fee - customer

No charge

Notary Public fee - noncustomer


Outgoing wire transfers Customer

$15.00 per item

Incoming wire transfers - Customer


Outgoing international wire transfers - Customer

Cost plus $25.00

Collection - Customer

$10.00 per item

Levies or Garnishments, Etc

$50.00 plus fees and expenses incurred by Bank in responding to legal action

Safe deposit box annual fee


3 x 5


3 x 10


5 x 10


10 x 10


Check printing**

fee depends on style of check ordered

Temporary checks

$1.00 per check

Check cashing fee - noncustomer






Over $1,000

1% of check

Loose coin counting/rolling - noncustomer

10% of amount

Loose coin counting/rolling - customer (non business)

No charge

Zipper bags

$5.00 each

Lock bags

$25.00 each

*Our Discretionary Overdraft Protection (“ODP”) service will charge your account a $27.50 per-item fee for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. If you do not restore your overdrawn account to a positive balance within 32 days, your participation in theODPservice may be terminated. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

**The bank reserves the right to require that all purchases of printed checks be done by the bank’s authorized check printers (available upon request). If at any time you should use checks printed by someone other than authorized by the bank, the bank reserves the right to reject every check and charge a fee per check for each check rejected. We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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