Business Checking Accounts

Basic Commercial Account

This account is designed for businesses with moderate levels of account activity. There are 50 fee-free debit transaction items allowed per month and there is no monthly maintenance fee when the minimum daily balance requirement of $5,000.00 is maintained. With a daily balance below $5,000.00, a $12.00 monthly service charge applies.

Commercial Account with Account Analysis

This account provides an earnings credit that is based on the average balance in the account, which may offset all, or a portion of the low monthly service charge and per item charges. The earnings credit is calculated on the average daily balance

For more information or to open an account, stop by any of our conveniently located offices or give us a call at 903-783-3800. Our Customer Service Specialists will be happy to help you.

Click here for information about Corporate Account Takeover

Other Business Services

  • Night Deposit Service
  • Wire Transfer
  • Coin and Currency Counting
  • MasterCard Debit Card
  • 24-Hour Telephone Banking via Touch Tone Banking
  • Notary Service

All of our business accounts are eligible for FREE Online Banking, Bill Pay, and Mobile Banking. Some of the features are:

  • Check Account Balances
  • Download account information into Microsoft Money, Intuit’s Quicken, or QuickBooks
  • Review Account History for up to 6 months
  • Event Messenger to keep up to date on the status of your account

For more information, please contact one of our Customer Service Specialists.


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